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FNB ends R69 licence disc deal, renewal fee back at R99

The bank says usage has held up since the increase, while a proposed Road Accident Fund charge could push renewal costs higher again.

Ezra Labuschagne by Ezra Labuschagne
24 August 2026, 07:44
in News
Licence disc renewal: FNB R69 deal over | Southafriworld

FNB’s R69 licence disc renewal promotion has ended

The cheapest online licence disc renewal option available to South African motorists has become more expensive. FNB customers now pay R99 per vehicle for the bank’s renewal service instead of R69.

The change took effect on 1 July 2026. FNB’s promotional R69 fee, first introduced in 2024 and repeatedly extended, came to an end on 30 June 2026, when the price reverted to R99. mybroadband

FNB confirmed the position publicly for the first time this month. Clair Brenner, chief executive of the bank’s nav» division, told MyBroadband that customer volumes had held steady, saying “we have not seen a material decline in usage”. mybroadband

That statement is the new development. The price itself changed almost two months ago, and motorists who renewed after 1 July have already paid the higher amount.

It matters because a vehicle licence disc must be renewed every year, and because South Africa now has fewer online renewal options than it did four years ago. Fewer competitors means less downward pressure on what motorists pay for convenience.

What the R30 increase means for a motorist with one car

For a single vehicle, the FNB increase is R30 a year. For a household with three vehicles, it is R90 a year.

Those amounts sit on top of fees that do not change with the provider. The RTMC has stated that its online service charges only a R99 courier fee, and that the R72 transaction fee applies whether a motorist uses an online platform, a licensing office or the Post Office. SAnews

The provincial licence fee itself is separate again and varies by vehicle type and province. That means the headline service fee is only one component of what appears on a renewal invoice.

None of this affects the driving licence card, which is a different document on a different renewal cycle. Southafriworld has previously covered renewing a driving licence card in South Africa.

Cost componentAmountCharged by
FNB nav» Car renewal feeR99 per vehicle from 1 July 2026FNB, previously R69 on promotion
RTMC transaction feeR72 per vehicleLegislated, payable on all channels
Natis Online courier feeR99 per deliveryRTMC
Vehicle licence feeVaries by vehicle and provinceProvincial licensing authority
RAF fuel levyR2.25 per litreSARS, on petrol and diesel

The R72 and R99 figures above are the amounts published by the RTMC and still listed by banks offering the service. Southafriworld could not confirm a gazetted change to either figure during 2026.

Why South Africa has fewer online licence disc renewal options than in 2022

The private renewal market grew because renewing at a Driving Licence Testing Centre was slow. Companies charged a premium to handle the paperwork.

That market contracted after the Road Traffic Management Corporation launched its own online renewal service in 2022. Shoprite, PayCity, Pick n Pay and the South African Post Office have all since discontinued their renewal offerings. mybroadband

FNB took a different route. The bank is the payment gateway provider for the RTMC’s own service, and it used that facility to cut its own fee, first from R199 to R99 in 2023 and then to the R69 promotional rate. mybroadband

That dual role is worth noting. FNB both processes payments for the state platform and sells a competing consumer product, which places it on both sides of the same transaction.

Brenner said FNB customers completed roughly 224,000 licence disc renewals through the service in 2025, redeeming about R10.8 million in eBucks, which she put at around 8% of all payments made through the service. TopAuto reported the same volume figure but attributed it to 2024. Southafriworld has used the 2025 date because it appears in the publication that conducted the interview, and the discrepancy is unresolved. mybroadband

Delivery reliability has been a separate issue for the state service. Southafriworld has reported on RTMC licence disc delivery checks.

The proposed Road Accident Fund fee that could add to every renewal

A larger cost increase is under consideration, though it has not been decided. Transport Minister Barbara Creecy has proposed attaching a Road Accident Fund charge to vehicle registrations and annual licence disc renewals.

The RAF is currently funded by a levy on fuel, which the Minister of Mineral and Petroleum Resources confirmed increased by 7 cents to 225 cents per litre on both petrol and diesel from 1 April 2026. Electric vehicle owners use the roads but do not pay it. South African Government

In a written parliamentary reply, Creecy said the Department of Transport and the RAF had begun a structured review of the funding framework, guided by a formal business case, and that “Once this process is completed, it will be communicated publicly”. IOL

No amount has been proposed, no legislation has been tabled, and no implementation date exists. The proposal is at research stage only.

It has drawn organised opposition. Bobby Ramagwede, chief executive of the Automobile Association of South Africa, has described the proposal as laughable, arguing that electric vehicle uptake is too slow to explain the RAF’s shortfall and that the problem is operational rather than one of revenue.

The Democratic Alliance has separately called for the RAF fuel levy to be removed and for the fund to be replaced by a scaled-down compensation scheme paired with compulsory third-party insurance. Motorists are already absorbing fuel cost increases, as reported in the September petrol price increase. Democratic Alliance

What to watch before the review concludes

Several things remain unconfirmed. FNB has not said whether the R69 rate will return, no provincial licence fee schedule for the coming year has been gazetted, and the size and structure of any RAF renewal charge are unknown.

Creecy has indicated that the evaluation of the funding options is expected to be concluded during the 2026/27 financial year, after which a preferred model would go to policy, legislative and stakeholder processes. That financial year ends on 31 March 2027. IOL

Motorists face a separate compliance change in the meantime through the phased AARTO rollout, covered in the AARTO warning to licence holders.

The immediate position is settled. A licence disc renewal through FNB costs R99 in service fees, the R72 transaction fee applies on every channel, and any RAF charge would be additional to both.

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Source: FNB
Tags: bankingcost of livingRoad Accident FundSouth Africa
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Ezra Labuschagne

Ezra Labuschagne

Ezra Labuschagne is the founder, editor, and publisher of Southafriworld, an independent South African digital news publication. Based in Pretoria, South Africa, he leads the publication’s editorial direction, publishing standards, content review, and audience strategy. His work focuses on current affairs, public interest reporting, business, the economy, public policy, and major developments that affect daily life in South Africa. As founder and editor, he is responsible for final editorial oversight, including source review, accuracy, updates, corrections, and publishing standards across Southafriworld.

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